The First-Time Home Buyer Incentive helps first-time homebuyers without adding to their financial burdens. Eligible first-time homebuyers who have the minimum down payment for an insured mortgage can apply to finance a portion of their home purchase through a shared equity mortgage with the Government of Canada. Visit the First-Time Home Buyer Incentive for more details.
Ottawa Real Estate Market Update – January 2026
Ottawa’s residential real estate market entered 2026 on balanced footing. Inventory levels remain higher than in recent years, giving buyers more choice, while sellers continue