Buying a Home

We Are Ready to Work For You

If you have been looking to buy a home, condo, or and investment property, we are here to help make the process an easy and exciting one. With over 55 years of combined experience, we offer all the tools, knowledge and resources in a market that has become more complex and time-consuming. We have the proven experience that can be trusted to achieve your real estate goals with discretion and professionalism. Whether you are relocating, a first-time buyer, down-sizing, upgrading or investing, as skilled real estate agents we are ready to go to work for you.

Our Team Can Help

Buying a home can be a complex and time-consuming chore, especially if you don’t have the professional assistance of a Real Estate Agent. Let our team make the task of finding the right home an easy one for you. The following is what you can expect when you utilize their services.

  • Arrange an initial meeting to build a criteria for what you are looking for by discussing your needs and wants.
  • Educate you as a buyer by introducing you to different neighborhoods, providing you with helpful web sites and setting up auto email alerts to send new listings as soon as they hit the market.
  • Set a realistic price range of what you can afford to obtain your desired home.
  • Assist you in arranging a pre-approved mortgage. Pre-approval will speed up the entire mortgage process once you found the house you want and protects you against any rate increases for a specified period.
  • Explain Buyer Brokerage and the Real Estate Agency Relationship.
  • Supply you with a list of available houses for sale that meet your requirements – including color photos of the exterior and interior.
  • Keep you posted on all new listings that become available as soon as they appear on the MLS system.
  • Arrange to show you any property listed for sale, whether it’s a private sale, another agency’s listing or an exclusive listing.
  • Provide names of reputable mortgage companies, lawyers, moving companies, insurance brokers, and engineering firms.
  • Go through the offer process in detail before drawing up the actual offer.
  • Propose clauses that would be beneficial in your offer.
  • Send a copy of the offer to your lawyer for approval, if necessary.
  • Negotiate and obtain the most agreeable price and terms.
  • Attend the building inspection.
  • Provide your mortgage company with a details of your new home.
  • Monitor the transaction through to the closing date.
  • Make sure that notices and waivers are signed and delivered in the conditional time frame specified.
  • Keep in contact with our client.

Working with a Real estate agent

  • Client
    Real estate agents provide valuable information, advice, and guidance to buyers and sellers as they navigate the complexities of real estate transactions. You will also benefit from the duties the brokerage and agent owe to you as a client such as undivided loyalty, disclosure, confidentiality and avoiding conflicts of interest.
  • Self-Represented Party
    If you are involved in a real estate transaction and are not a client of a real estate brokerage, you are considered a self-represented party. This means that you have chosen to represent yourself, which has different rights and responsibilities. Very few buyers or sellers make this choice. RECO recommends that you seek independent professional advice before you proceed as a self-represented party. If you choose not to work with a real estate agent, it will be your responsibility to look after your own best interests and protect yourself.
  • Multiple Representation
    Buyer(s) and the Seller(s) are sometimes under contract with the same designated representative when properties are being shown or an offer is being contemplated. This situation is referred to as multiple representation. Under the Act, the designated representative must make sure all Buyers, Sellers, and their REALTORS® confirm in writing that they acknowledge, understand and consent to the situation before their offer is made. In offer negotiations, nerves can become frayed, so if you have any questions when reference is made to multiple representation or multiple offers, please ask your REALTOR® for an explanation.

REALTOR® is a registered trademark of REALTORS® Canada Inc., a company owned equally by the Canadian Real Estate Association and the National Association of REALTORS® and refers to registered real estate practitioners who are members of The Canadian Real Estate Association. Used under license.

New Home Warranty Fee

The cost of the warranty is based on a scale related to the sale price of homes and condominiums. Check the price range on the table attached to find out the cost of the warranty on a home.

https://www.tarion.com/builders/building-homes-condominiums/warranty-enrolment-fees

This is for limited Instructional and Informational purposes only. Information is not warranted as accurate.

Nothing herein is intended as legal or other advice and nothing herein is intended as a recommendation or endorsement.


Mortgage Data

Details

Loan amount

Enter the amount you wish to borrow.

Downpayment

Enter the amount of your downpayment.

Years

Enter the total duration of your mortgage.

Interest Rate

%

What is the interest rate at which you will be borrowing?

Annual Tax

Enter the annual property tax amount.

Annual Insurance

Enter the annual amount of the insurance premiums.

Calculation Results

 

Monthly payment

This is the monthly principal and interest amount.

Monthly tax

Monthly property tax amount.

Monthly Insurance

Monthly Insurance amount.

Total payment

Total monthly payment including mortgage, tax and Insurance.

     
Air Quality Inspections

 

Greenough Environmental

613-792-4125

jgreenough@greenough.ca

Interior Decorating/Stager

 

Design FASE

Lynne Lafontaine

613-324-1282

  
 Telephone

 

Bell Canada

1050 Cote du Beaver Hall

Montreal, Quebec

1-866-310-2355

Hydro

 

Hydro Ottawa

custservice@hydroottawa.com

P: 613-738-6400

F: 613-738-6403

 Cable

 

Rogers Communications

Tel. 1-888-764-3771

Rogers.com

 
Insurance Brokers

 

Rhodes & Williams Ltd.

1730 Courtwood Cr.

Ottawa, Ontario

K2C 2B5

Tel. 613-226-6590

 

 

BrokerLink

Suite 200, 1150 Cyrville Rd.

Ottawa, Ontario

K2J 7S9

Tel. 613-789-4140

 

 

Hamilton & Hamilton

1701 Woodward Dr.

Ottawa, ON

K2C 0R4

613-224-3200

 
Lawyers

 

Ian Warren

Warren Camacho LLP

200-396 Cooper St.

Ottawa, ON

K2P 2H7

Tel. 613-656-3813

Fax: 613-680-3812

 

 

Michael McLaughlin

100-201 McLeod St.

Ottawa ON K2P 0Z9

Tel. 613-236-1007

Fax: 613-236-4422

 Locksmiths

 

Avenue

613-236-2888

 

 

Lister

613-746-3728

 

Car Leasing/Sales

 

Campbell Ford

1500 Carling Ave.

Ottawa, Ontario

K1Y 4K6

Tel. 613-725-3611

 Inspections

 

Affiliated  Property Group

613-234-3000

Movers

 

Boyd Moving & Storage

1255 Leeds Ave.

Ottawa, Ontario

K1B 3W2

Tel. 613-244-4444

 

 

AMJ Campbell Van Lines

613-737-0000

 

 

 

Kineto Van Lines

613-749-8034

 

Senior Moving Assistance

 

613-832-0053

www.seniormoves.ca

Chimney Sweeps     

 

Capital

613-860-1645

 

 

Top Hat

613-722-1226

 

Natural Gas

 

Enbridge Consumer Gas

400 Coventry Road

Ottawa, Ontario

K1K 2C7

Tel. 613-741-5800

https://www.enbridgegas.com/accounts-billing/

Telephone

 

Bell Canada

1050 Cote du Beaver Hall Montreal, Quebec

Ontario Toll Free

1-800-268-9160

 Handyman 

 

Frank Paravan

Tel: 613-733-7223

Cell:613-276-1446

 

 

Water 

City of Ottawa

http://ottawa.ca/en/residents/homeowners/water-and-sewer-bills

613-580-2444

  

 

Pools

 

Benson Pools

613-733-0332

 

 

Mermaid Pools

613-747-0321

 

 

Capital City Pools Services

613-590-2400

Plumbing 

 

Jeff Davidson Plumbing

613-825-2062

 
Snow Removal

 

Habitat

613-749-8245

Furnace & Air Conditioning 

 

Stans Heating

613-237-4040

   
Roofers 

 

Sanderson

613-233-9369

 

 

Godfrey

613-822-7663

 

 

Sky High 

613-521-4444

  

 

Mortgages

 

Canada Trust

Bruno Paravan

Ottawa & Area

Tel. 613-795-9857

Pgr. 613-780-8951

 

 

Scotiabank

Ian Creighton

118 Sparks St. Ottawa ON

ian.creighton@scotiabank.com

613-220-1333

 

 

 

 

 

 

Floor Plans 

Mike Driscole

Echo Floor Plans

613-878-3240

 

 

Electricians 

Steve Lewis

613-762-7072

 

 

 

Ray Langois

613-489-1655

Tech Support

 

GuruTech Corp. Email: boutros@gurutech.ca Tel. 613-263-8408